How Riches Come to You

Continued from Chapter 5 – Increasing Life

WHEN I say that you do not have to drive sharp bargains, I do not mean that you do not have to drive any bargains at all, or that you are above the necessity for having any dealings with your fellow men. I mean that you will not need to deal with them unfairly; you do not have to get something for nothing, but can give to every man more than you take from him.

You cannot give every man more in cash market value than you take from him, but you can give him more in use value than the cash value of the thing you take from him. The paper, ink, and other material in this book may not be worth the money you pay for it; but if the ideas suggested by it bring you thousands of dollars, you have not been wronged by those who sold it to you; they have given you a great use value for a small cash value.

Let us suppose that I own a picture by one of the great artists, which, in any civilized community, is worth thousands of dollars. I take it to Baffin Ray, and by "salesmanship" induce an Eskimo to give a bundle of furs worth $ 500 for it. I have really wronged him, for he has no use for the picture; it has no use value to him; it will not add to his life.

But suppose I give him a gun worth $50 for his furs; then he has made a good bargain. He has use for the gun; it will get him many more furs and much food; it will add to his life in every way; it will make him rich.

When you rise from the competitive to the creative plane, you can scan your business transactions very strictly, and if you are selling any man anything which does not add more to his life than the thing he give you in exchange, you can afford to stop it. You do not have to beat anybody in business. And if you are in a business which does beat people, get out of it at once.

Give every man more in use value than you take from him in cash value; then you are adding to the life of the world by every business transaction.

If you have people working for you, you must take from them more in cash value than you pay them in wages; but you can so organize your business that it will be filled with the principle of advancement, and so that each employee who wishes to do so may advance a little every day.

You can make your business do for your employees what this book is doing for you. You can so conduct your business that it will be a sort of ladder, by which every employee who will take the trouble may climb to riches himself; and given the opportunity, if he will not do so it is not your fault.

And finally, because you are to cause the creation of your riches from Formless Substance which permeates all your environment, it does not follow that they are to take shape from the atmosphere and come into being before your eyes.

If you want a sewing machine, for instance, I do not mean to tell you that you are to impress the thought of a sewing machine on Thinking Substance until the machine is formed without hands, in the room where you sit, or elsewhere. But if you want a sewing machine, hold the mental image of it with the most positive certainty that it is being made, or is on its way to you. After once forming the thought, have the most absolute and unquestioning faith that the sewing machine is coming; never think of it, or speak, of it, in any other way than as being sure to arrive. Claim it as already yours.

It will be brought to you by the power of the Supreme Intelligence, acting upon the minds of men. If you live in Maine, it may be that a man will be brought from Texas or Japan to engage in some transaction which will result in your getting what you want.

If so, the whole matter will be as much to that man's advantage as it is to yours.

Do not forget for a moment that the Thinking Substance is through all, in all, communicating with all, and can influence all. The desire of Thinking Substance for fuller life and better living has caused the creation of all the sewing machines already made; and it can cause the creation of millions more, and will, whenever men set it in motion by desire and faith, and by acting in a Certain Way.

You can certainly have a sewing machine in your house; and it is just as certain that you can have any other thing or things which you want, and which you will use for the advancement of your own life and the lives of others.

You need not hesitate about asking largely; "it is your Father's pleasure to give you the kingdom, " said Jesus.

Original Substance wants to live all that is possible in you, and wants you to have all that you can or will use for the living of the most abundant life.

If you fix upon your consciousness the fact that the desire you feel for the possession of riches is one with the desire of Omnipotence for more complete expression, your faith becomes invincible.

Once I saw a little boy sitting at a piano, and vainly trying to bring harmony out of the keys; and I saw that he was grieved and provoked by his inability to play real music. I asked him the cause of his vexation, and he answered, "I can feel the music in me, but I can't make my hands go right." The music in him was the URGE of Original Substance, containing all the possibilities of all life; all that there is of music was seeking expression through the child.

God, the One Substance, is trying to live and do and enjoy things through humanity. He is saying "I want hands to build wonderful structures, to play divine harmonies, to paint glorious pictures; I want feet to run my errands, eyes to see my beauties, tongues to tell mighty truths and to sing marvelous songs," and so on.

All that there is of possibility is seeking expression through men. God wants those who can play music to have pianos and every other instrument, and to have the means to cultivate their talents to the fullest extent; He wants those who can appreciate beauty to be able to surround themselves with beautiful things; He wants those who can discern truth to have every opportunity to travel and observe; He wants those who can appreciate dress to be beautifully clothed, and those who can appreciate good food to be luxuriously fed.

He wants all these things because it is Himself that enjoys and appreciates them; it is God who wants to play, and sing, and enjoy beauty, and proclaim truth and wear fine clothes, and eat good foods. "it is God that worketh in you to will and to do," said Paul.

The desire you feel for riches is the infinite, seeking to express Himself in you as He sought to find expression in the little boy at the piano.

So you need not hesitate to ask largely.

Your part is to focalize and express the desire to God.

This is a difficult point with most people; they retain something of the old idea that poverty and self-sacrifice are pleasing to God. They look upon poverty as a part of the plan, a necessity of nature. They have the idea that God has finished His work, and made all that He can make, and that the majority of men must stay poor because there is not enough to go around. They hold to so much of this erroneous thought that they feel ashamed to ask for wealth; they try not to want more than a very modest competence, just enough to make them fairly comfortable.

I recall now the case of one student who was told that he must get in mind a clear picture of the things he desired, so that the creative thought of them might be impressed on Formless Substance. He was a very poor man, living in a rented house, and having only what he earned from day to day; and he could not grasp the fact that all wealth was his. So, after thinking the matter over, he decided that he might reasonably ask for a new rug for the floor of his best room, and an anthracite coal stove to heat the house during the cold weather. Following the instructions given in this book, he obtained these things in a few months; and then it dawned upon him that he had not asked enough. He went through the house in which he lived, and planned all the improvements he would like to make in it; he mentally added a bay window here and a room there, until it was complete in his mind as his ideal home; and then he planned its furnishings.

Holding the whole picture in his mind, he began living in the Certain Way, and moving toward what he wanted; and he owns the house now, and is rebuilding it after the form of his mental image. And now, with still larger faith, he is going on to get greater things. It has been unto him according to his faith, and it is so with you and with all of us.

It is said that ‘the man who can sincerely thank God for the things which as yet he owns only in imagination, has real faith.’ Let’s read more of this in the next post.

There is A Science of Getting Rich

Continued from Chapter 1 - The Right To Be Rich

THERE is a Science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches; once these laws are learned and obeyed by any man, he will get rich with mathematical certainty.

The ownership of money and property comes as a result of doing things in a certain way; those who do things in this Certain Way, whether on purpose or accidentally, get rich; while those who do not do things in this Certain Way, no matter how hard they work or how able they are, remain poor.

It is a natural law that like causes always produce like effects; and, therefore, any man or woman who learns to do things in this certain way will infallibly get rich.

That the above statement is true is shown by the following facts:

Getting rich is not a matter of environment, for, if it were, all the people in certain neighbourhoods would become wealthy; the people of one city would all be rich, while those of other towns would all be poor; or the inhabitants of one state would roll in wealth, while those of an adjoining state would be in poverty.

But everywhere we see rich and poor living side by side, in the same environment, and often engaged in the same vocations. When two men are in the same locality, and in the same business, and one gets rich while the other remains poor, it shows that getting rich is not, primarily, a matter of environment. Some environments may be more favourable than others, but when two men in the same business are in the same neighbourhood  and one gets rich while the other fails, it indicates that getting rich is the result of doing things in a Certain Way.

And further, the ability to do things in this certain way is not due solely to the possession of talent, for many people who have great talent remain poor, while other who have very little talent get rich.

Studying the people who have got rich, we find that they are an average lot in all respects, having no greater talents and abilities than other men. It is evident that they do not get rich because they possess talents and abilities that other men have not, but because they happen to do things in a Certain Way.

Getting rich is not the result of saving, or "thrift"; many very penurious people are poor, while free spenders often get rich.

Nor is getting rich due to doing things which others fail to do; for two men in the same business often do almost exactly the same things, and one gets rich while the other remains poor or becomes bankrupt.

From all these things, we must come to the conclusion that getting rich is the result of doing things in a Certain Way.

If getting rich is the result of doing things in a Certain Way, and if like causes always produce like effects, then any man or woman who can do things in that way can become rich, and the whole matter is brought within the domain of exact science.

The question arises here, whether this Certain Way may not be so difficult that only a few may follow it. This cannot be true, as we have seen, so far as natural ability is concerned. Talented people get rich, and blockheads get rich; intellectually brilliant people get rich, and very stupid people get rich; physically strong people get rich, and weak and sickly people get rich.

Some degree of ability to think and understand is, of course, essential; but in so far natural ability is concerned, any man or woman who has sense enough to read and understand these words can certainly get rich.

Also, we have seen that it is not a matter of environment. Location counts for something; one would not go to the heart of the Sahara and expect to do successful business.

Getting rich involves the necessity of dealing with men, and of being where there are people to deal with; and if these people are inclined to deal in the way you want to deal, so much the better. But that is about as far as environment goes.

If anybody else in your town can get rich, so can you; and if anybody else in your state can get rich, so can you.

Again, it is not a matter of choosing some particular business or profession. People get rich in every business, and in every profession; while their next door neighbours in the same vocation remain in poverty.

It is true that you will do best in a business which you like, and which is congenial to you; and if you have certain talents which are well developed, you will do best in a business which calls for the exercise of those talents.

Also, you will do best in a business which is suited to your locality; an ice-cream parlour would do better in a warm climate than in Greenland, and a salmon fishery will succeed better in the Northwest than in Florida, where there are no salmon.

But, aside from these general limitations, getting rich is not dependent upon your engaging in some particular business, but upon your learning to do things in a Certain Way. If you are now in business, and anybody else in your locality is getting rich in the same business, while you are not getting rich, it is because you are not doing things in the same Way that the other person is doing them.

No one is prevented from getting rich by lack of capital. True, as you get capital the increase becomes more easy and rapid; but one who has capital is already rich, and does not need to consider how to become so. No matter how poor you may be, if you begin to do things in the Certain Way you will begin to get rich; and you will begin to have capital. The getting of capital is a part of the process of getting rich; and it is a part of the result which invariably follows the doing of things in the Certain Way. You may be the poorest man on the continent, and be deeply in debt; you may have neither friends, influence, nor resources; but if you begin to do things in this way, you must infallibly begin to get rich, for like causes must produce like effects. If you have no capital, you can get capital; if you are in the wrong business, you can get into the right business; if you are in the wrong location, you can go to the right location; and you can do so by beginning in your present business and in your present location to do things in the Certain Way which causes success.

Just to ask, is opportunity monopolized? Find out in our next post.

The Right To Be Rich

Chapter 1 - The Science of Getting Rich by Wallace Wattles

Continued from preface

WHATEVER may be said in praise of poverty, the fact remains that it is not possible to live a really complete or successful life unless one is rich. No man can rise to his greatest possible height in talent or soul development unless he has plenty of money; for to unfold the soul and to develop talent he must have many things to use, and he cannot have these things unless he has money to buy them with.

A man develops in mind, soul, and body by making use of things, and society is so organized that man must have money in order to become the possessor of things; therefore, the basis of all advancement for man must be the science of getting rich.

The object of all life is development; and everything that lives has an inalienable right to all the development it is capable of attaining.

Man's right to life means his right to have the free and unrestricted use of all the things which may be necessary to his fullest mental, spiritual, and physical unfoldment; or, in other words, his right to be rich.

In this book, I shall not speak of riches in a figurative way; to be really rich does not mean to be satisfied or contented with a little. No man ought to be satisfied with a little if he is capable of using and enjoying more. The purpose of Nature is the advancement and unfoldment of life; and every man should have all that can contribute to the power; elegance, beauty, and richness of life; to be content with less is sinful.

The man who owns all he wants for the living of all the life he is capable of living is rich; and no man who has not plenty of money can have all he wants. Life has advanced so far, and become so complex, that even the most ordinary man or woman requires a great amount of wealth in order to live in a manner that even approaches completeness. Every person naturally wants to become all that they are capable of becoming; this desire to realize innate possibilities is inherent in human nature; we cannot help wanting to be all that we can be. Success in life is becoming what you want to be; you can become what you want to be only by making use of things, and you can have the free use of things only as you become rich enough to buy them. To understand the science of getting rich is therefore the most essential of all knowledge.

There is nothing wrong in wanting to get rich. The desire for riches is really the desire for a richer, fuller, and more abundant life; and that desire is praise worthy. The man who does not desire to live more abundantly is abnormal, and so the man who does not desire to have money enough to buy all he wants is abnormal.

There are three motives for which we live; we live for the body, we live for the mind, we live for the soul. No one of these is better or holier than the other; all are alike desirable, and no one of the three--body, mind, or soul--can live fully if either of the others is cut short of full life and expression. It is not right or noble to live only for the soul and deny mind or body; and it is wrong to live for the intellect and deny body or soul.

We are all acquainted with the loathsome consequences of living for the body and denying both mind and soul; and we see that real life means the complete expression of all that man can give forth through body, mind, and soul. Whatever he can say, no man can be really happy or satisfied unless his body is living fully in every function, and unless the same is true of his mind and his soul. Wherever there is unexpressed possibility, or function not performed, there is unsatisfied desire. Desire is possibility seeking expression, or function seeking performance.

Man cannot live fully in body without good food, comfortable clothing, and warm shelter; and without freedom from excessive toil. Rest and recreation are also necessary to his physical life .

He cannot live fully in mind without books and time to study them, without opportunity for travel and observation, or without intellectual companionship.

To live fully in mind he must have intellectual recreations, and must surround himself with all the objects of art and beauty he is capable of using and appreciating.

To live fully in soul, man must have love; and love is denied expression by poverty.

A man's highest happiness is found in the bestowal of benefits on those he loves; love finds its most natural and spontaneous expression in giving. The man who has nothing to give cannot fill his place as a husband or father, as a citizen, or as a man. It is in the use of material things that a man finds full life for his body, develops his mind, and unfolds his soul. It is therefore of supreme importance to him that he should be rich.

It is perfectly right that you should desire to be rich; if you are a normal man or woman you cannot help doing so. It is perfectly right that you should give your best attention to the Science of Getting Rich, for it is the noblest and most necessary of all studies. If you neglect this study, you are derelict in your duty to yourself, to God and humanity; for you can render to God and humanity no greater service than to make the most of yourself.

Next, Chapter 2 – There is A Science of Getting Rich.

The Science of Getting Rich by Wallace Wattles

Book first published in 1910 by Elizabeth Towne in New York. The first editions are now public domain, and can be shared freely. This book has changed the lives of many who have read it repeatedly and done what it says. It will change yours too. Find out for yourself in the following posts. 

Preface

This book is pragmatical, not philosophical; a practical manual, not a treatise upon theories. It is intended for the men and women whose most pressing need is for money; who wish to get rich first, and philosophize afterward. It is for those who have, so far, found neither the time, the means, nor the opportunity to go deeply into the study of metaphysics, but who want results and who are willing to take the conclusions of science as a basis for action, without going into all the processes by which those conclusions were reached.

It is expected that the reader will take the fundamental statements upon faith, just as he would take statements concerning a law of electrical action if they were promulgated by a Marconi or an Edison; and, taking the statements upon faith, that he will prove their truth by acting upon them without fear or hesitation. Every man or woman who does this will certainly get rich; for the science herein applied is an exact science, and failure is impossible. For the benefit, however, of those who wish to investigate philosophical theories and so secure a logical basis for faith, I will here cite certain authorities.

The monistic theory of the universe the theory that One is All, and that All is One; That one Substance manifests itself as the seeming many elements of the material world -is of Hindu origin, and has been gradually winning its way into the thought of the western world for two hundred years. It is the foundation of all the Oriental philosophies, and of those of Descartes, Spinoza, Leibnitz, Schopenhauer, Hegel, and Emerson.

The reader who would dig to the philosophical foundations of this is advised to read Hegel and Emerson for himself.

In writing this book I have sacrificed all other considerations to plainness and simplicity of style, so that all might understand. The plan of action laid down herein was deduced from the conclusions of philosophy; it has been thoroughly tested, and bears the supreme test of practical experiment; it works. If you wish to know how the conclusions were arrived at, read the writings of the authors mentioned above; and if you wish to reap the fruits of their philosophies in actual practice, read this book and do exactly as it tells you to do.

The Author

Next, Chapter 1 – The Right To Be Rich

Miser, pinchpenny and stingy: Part 2

Continued from part 1

He is no doubt a hard worker and saves a lot, plans ahead and grows. After ferrying goods to City Market for two years or so, he decided to shift gears and venture into the crazy Matatu world. He bought his first Matatu and assumed the role of a driver. He didn't stop there; worked even harder and got a second one…continued working hard till he owned a fleet of around 10 Matatus. By then, the fellow was getting richer by the day. At least he improved his eating habits.

He later ventured into stocks big time, and a bit of real estate. Actually as we speak he owns several flats in Ruaka and elsewhere. He is now filthy rich but as you may guess correctly he’s still very stingy.

Someday a few years ago, I went for a house warming party for a close relative and I found him there. We enjoyed goat meat while I kept a distance from him. Just before he left he called me aside and told me that the Premio I was driving was his dream car. In his words he said it looks like a Merc. Strange man this is; you see he drives that AE 91 despite being a multi-millionaire. I couldn't help but laugh but knowing this man, I knew he was serious.

This guy does not even have a wife and kids; wait, he had a wife and a son back then but I always suspect his stinginess drove her away. I also know how badly his brothers are doing but let us not venture there. You see there are those brothers you have and you are so determined to help but they are beyond help…a story for another day. It makes me wonder because all this wealth he has and does not seem to enjoy is vanity. You see there are vultures circling around as soon as you depart to your maker and what you never did with your money, they’ll do it. They will ride the big cars, go on holiday and live largest with your hard earned money; after all they don’t know the pain you underwent when making the money.

You know majority of us underestimate the power of giving and being charitable whichever your faith…a universal concept that applies across board. Giving freely creates space to receive more. And the biblical wise man, he who wrote the Psalms and Proverbs advised us:

Proverbs 11:24-25: “One person gives freely, yet gains even more; another withholds unduly, but comes to poverty. A generous person will prosper; and whoever refreshes others will be refreshed”.

If I had all the wealth in this world and I have this brother of mine in need and I never helped him, what sort of happiness do I derive from that money? When we land in Heaven, you might be asked very simple questions; you found this guy who was hungry, did you give him food? I was naked, did you clothe me?

And my favourite verse Luke 6: 38: “Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you."

In this blog we are educating people in the spirit of giving. We endeavour to be very practical. Next, we shall venture into the construction underworld…if you have ever constructed you might flash back and relate with the posts; if you are about to construct you might learn a thing or two...but one thing is for sure; this underworld is not for the faint hearted. They once conned me in Rongai as I bought timber...poor me but I learnt my lessons the hard way. God bless.

Miser, pinchpenny and stingy: Part 1

Guest post by Samuel G. Njenga

He is one of the strangest human beings I know; surely he must be. This guy is my first cousin so I know his background and his path to his current status. He is much older than me, in his late 40’s. Some of us hail from very large families (nuclear), after all ten kids was no joke even then, but this dude has 6 brothers and 5 sisters. Theirs was a life where even basic needs were hard to come by. He finished primary school, did two years of high school then dropped out for lack of fees.

He got his first job as a farmhand to take care of a rich man’s pigs. Rich men who owned cars in the village were few and far between. I vividly remember him atop a Toyota Stout, whose front design looked like a pig. Together with the son of the rich man who used to drive the Stout, they’d pick left over foods from some big hotels in Nairobi and deliver them for the pigs to feast on. He took care of the pigs for some time till he was promoted to deliver saw dust to homes; you know the saw dust that has always been used as bedding for chicken. The rich in the village deal with strange products and services, things that the elite in Nairobi will never think of.

This cousin of mine worked his socks off for several years and was saving a lot. He eventually quit his job as a farmhand and bought an old taxi. Back then the shilling had a bit of value, it costed him 17k. Those loud-mouths in the village were even taunting him that he purchased the taxi with a bag full of coins. U know those funny taxis in the village which have seen better years; the ones when inside you feel like you are outside, very dusty and if it rains you are rained on. The starter is a set of wires, the driver has to carry water because the thing can chemka anytime. Those vehicles (if we can call them so) are just strange, what with a Mercedes side mirror, Peugeot carburetor, stools for seats and the body of a Colt…and the mabatis on the body if they ever cut you, you’d get tetanus.

As a taxi operator he started displaying strange tendencies, like eating an orange for lunch, mandazis and chai for supper, walking around in faded shirts all in the name of saving. For this man, extracting a shilling off him was tantamount to milking a bull. He was as stingy as they come. Maybe because life had previously been harsh on him.. You may have heard about that hardware guy somewhere in Kabete (his name with-held) who once collapsed and when taken to hospital, the doctor advised him to eat. I could see from far that my cousin was headed there.

Someday I met the fellow as I was heading home from high school on my mid-term. Knowing that he was doing well as a taxi operator, I requested him to buy me a cup of tea. He jokingly said (or so I thought) that we will go take tea and I will pay for it; after all the kidogo pocket money l had in my pockets would be enough for two cups of tea. We went to the café and enjoyed the cup of tea, but when the bill was brought, he insisted that I had to pay. You see I thought he was just joking but I was in for a rude shock and I ended up paying for it….

This fellow never ceases to amaze me. He however continued with his saving habit till he managed to buy an old Nissan to ferry horticultural products for small scale farmers to City Market. When I pass by the City Market it reminds me of so many things. I went to a high school that taught Aviation and my dad thought that I’d finally live my dream as a pilot. When I landed there, I opted to study Agriculture to the shock of my dad after I realized that everyone was fighting to study Aviation; I like swimming against the current. Immediately after high school and for lack of something else to do, I used to farm in a small scale those horticultural products on the river bed and on maturity I’d take them to City Market. So I was a customer to this cousin of mine for some time till I went to Campus. And by the way, I almost declined to go to Campus as I was really doing well with my farming. Actually were it not for my dad who actually thought I was nuts, I’d be a big rich farmer by now. I may never know whether it was a wrong or correct decision.

In the next post, I will tell you more about this strange cousin of mine; someday he told me that a jalopy I was driving was his dream car, and as of the car he drives now I’ll leave it to your imaginations.

Financial choices in your 20's: Part 2

Invest or have fun first? That is the question

Continued from part 1

Many youth in their 20’s land their first decent paying job out of college and will do one or all of four things i.e. buy a car, move out of home and/or travel (includes shopping spree) and have fun!

I personally wouldn’t mind doing all the above.

However, saving and investing at a young age has always been one of my dreams. Most young people will not understand the golden opportunities from investing unless they talk to people who have experience in investing and have good knowledge about it.

For example if one invests in a piece of property in during their 20's just imagine how much the value of that property would have increased by the time he or she is in their 30’s! 

A writer at Kenyan Daily post wrote an article of 10 great rules that will help someone remain poor. They include;

1.     Never Wake up early.

2.     Never plan to spend your money.

3.     Don’t think of saving until you have very large amount of money.

4.     Don’t engage in activities usually reserved for the uneducated.

5.     Don’t think of starting your own business until an angel comes from heaven and gives you capital.

6.  Complain about everything except your own attitude: Blame the system, the government and the bank that refuses to lend you money. They are all bad and don’t want you to get rich.

7.    Spend more money than you earn. To achieve this, buy consumer products in credit and keep borrowing from friends and employer.

8.    Compete in dressing; Make sure you wear the latest clothes among all the workers in your office. Whenever your neighbour buys a new phone, get one that is more expensive.

9.     Get yourself a nice second- hand car that costs more than three times your gross monthly pay.

10.   Give your children everything they ask for since you are such a loving parent: They should not struggle for anything because you do not want them to suffer. That way, they will grow up lazy and hence poor enough to ensure they cannot help you in your old age.

Young people are full of energy, potential and excellent ideas. Let us not waste time and start saving and investing now. However, as a young investor, don’t rush to start investing without a plan. It is a good idea to have a mentor who will guide you on this.  Always have a goal, what you want to achieve, then put down a strategy and specific activities to help you achieve it. Definitely challenges will be there but when you have the desire to invest for a brighter future, you will make it.

Orison Swett Marden states that “there is no investment you can make which will pay you as well as the effort to scatter sunshine and good cheer through your establishment”.

We wind up this great post by highlighting five advantages of investing in your 20’s.

Njuguna, aren’t you working too hard?: Part 2

Continued from part 1

Njuguna worked quite hard and he must have realized that by working harder he was doing better. He must have have gotten sucked into long working hours maybe without noticing. Most likely other areas of his life got neglected. He was most likely eating poorly and probably never exercising. If this continues unchecked the guy will run into health problems and he’ll wish that he found a better balance in his life.

The biggest error of omission or is it commission is failure to create a system that works for him. How do you create such a system? We can learn a great lesson from the business mogul, the late Njenga Karume (RIP). He planned the succession of his business empires to able to run without him. He needed to have gradually let go of his direct involvement in running the businesses:

1.            You need to spot talents and build a team that shares your dream. The team will get you to your goals faster. He ought to have a manager for the hardware who deals with operational issues. The manager would probably have some sales person, procurement person, a person in charge of delivery, person in charge of receiving cash, etc. Njuguna would maybe be getting some periodic briefings and he’d probably concentrate on looking for new ventures and generally strategizing on the business and where it moves.

2.            But how would Njuguna trust that these fellows won’t steal from him? He ought to create controls at different levels to assist tighten any loopholes in the system.

3.            How about his land business? I see no reason why Njuguna would be chasing clerks at Kajiado when he can get someone to do such errands for him. I am sure he can afford to a person or people to take clients to site, chase documentation at lands office, chase consents with DO, etc. Most of these operational tasks need to be delegated.

4.            He should also take advantage of having people in his team who specialize in some areas. The jack of all trade mentality never works well. Isn't it better to know everything about something as opposed to knowing something small about everything?

5.            At that higher level, Njuguna should be able to organize his days in such a manner that he will cover all the facets of his businesses and spare some time for his family and he should rest more. Probably eat better and exercise. That way he’ll be a more complete person.

Let’s get deeper into what Njuguna ought to be doing?

1.             High Level Strategic planning : Setting realistic goals and tracking the attainment of the goals

2.             Looking for new ventures and investment options: How about going around the outskirts of Nairobi and looking for land…at the state he was in….he thought that the best land deals are only found in Kitengela… How about exploring other areas where timber is available? How about expansion into new areas…replicating the Kitengela success say in Rongai or Ruiru?

3.             Strengthening his team to help achieve his vision faster and spotting new talents. He can also build on the strengths of the existing staff and resolve some weaknesses.

4.             Creation of sales and marketing strategies…after all his business is sales driven.

If all this is in place, I think Friday afternoon he can join a member’s club and play golf. After all this life is short and he can afford the nice things in life.

I never got the chance to talk to him and I am sure this message may have never reached him before he collapses in a heap due to exhaustion and weariness. I hope someday I’ll bump into him and talk some sense into him. I hope he can listen to me...he sounded too arrogant to listen to some young man who may not be as successful as him…

That reminds me of some businessman I met who was so arrogant and was really blowinghis imaginary trumpet….Next post I’ll touch on that topic.

Njuguna, aren’t you working too hard?: Part 1

Guest post by Samuel G. Njenga

I first heard about Njuguna the very first time I landed in Kitengela in search of land. The broker I met was very jovial and excited to meet a young man (I was then) interested in investing in land. As he took me round to view the available options he could not help but tell me about Njuguna, because he felt I could be as successful as him. They were buddies with Njuguna because the broker is the one who would get nice pieces of land for Njuguna to purchase. I was therefore very keen to know more about this Njuguna and probably meet him.

According to the broker, Njuguna had as many as 150 acres of land in a myriad of places, in different sizes around Kitengela. In other words his fortune converted into cash would translate into like 200 Million as per the valuations of that time, quite a tidy sum several years ago. I requested the broker to take me to Njuguna just to have a chat with him because maybe I’d get some tips from him.

I was taken to some timber yard and introduced to Njuguna who happened to be the owner of the yard. Njuguna never in any way looked like what I expected. A man of average height dressed in some blue jeans and some blue t-shirt and in sandals; quite simple and modest. When we shook hands and introductions were done, before we could speak further he was on his phone. From the conversation I figured out he was talking to a guy somewhere in Tanzania and they were discussing about timber delivery or something like that. When he finished the conversation he looked at me and told me that he is usually quite busy. Immediately another call came in and from my little knowledge I could hear he was talking to someone at Lands office in Kajiado and the little I heard it was all about a missing green card.

While still talking, some lady came over and joined us and motioned to us that she wanted to talk to Njuguna and urgently so. When the guy finished talking on his phone, the lady was all over him asking about some timber he was meant to have delivered to her site somewhere in Athi River. He cooled her down and called some guy and instructed him to measure some timber from the yard and deliver to Athi River.

Soon after Njuguna was looking at the broker who brought me to him and asked, “What is it that this Kijana wants? “ The broker was at pains to explain that I was interested in investing in land and wanted to just talk to him and probably get some advice. His reaction was quite a surprise as he looked menacingly at me, “Kijana, you know we cannot talk about some things now. Why don’t you come later at around 6 and over a cup of coffee, we can talk business?” Of course I realized how busy he was and nodded in agreement and then we disappeared into the horizon together with the broker.

Of course I really wanted to know the secrets of Njuguna and how he had made it. I was therefore quite inquisitive and the broker gave me a long story of Njuguna’s life and I realized the following:

1.     He was an extremely hardworking guy and his story was that of ‘from rags to riches’. The timber yard was set up like 15 years ago with a capital of twenty thousand shillings and it had really grown to an extent that he could channel part of his profits to land consistently. He had created a good relationship with Maasais and they’d always bring offers for any land on sale to him.

2.     He used to take charge of almost everything in all his businesses. He was the manager at the hardware, was in charge of sourcing for timber and could spent most of his weekend at the border of Kenya and Tanzania awaiting the lorries from the other side of the border.

3.     As far as land dealings were concerned, he would also take clients to site, chase documentation at lands office, chase consents with DO, and sometimes even go to Survey of Kenya to get maps and so on.

I realized that despite doing quite well, he was too busy and working for long hours, sometimes to the detriment of his health. I therefore concluded that he was not only a workaholic but also his businesses depended entirely on him. Minus him, then the businesses would crumble like a stack of dominos.

He had a big problem trusting anyone else to even do the simplest of errands. He was also a mkono gamu and releasing any of his shillings was a painful ordeal. I actually looked for him several time so that we have the coffee but he always had something that would not allow him to show up. He seemed to have a cluttered life to say the least.

The big question I had on my mind is whether he was working too hard and was he actually working smart? Is it possible that with a different approach, he’d easily get to a higher level of success and probably work less, have time with the family and generally create a reliable system that requires his minimal input and probably at a strategic level?

Are you having problems similar to Njuguna’s and how can you get away from the mindset of working hard and start working smart?

Working too hard can have a really negative effect on your quality of life. Long hours and the pressure to keep doing more can lead to stress, burn out, depression, or just that miserable feeling of is this all there is to life?

Next post we shall explore Njuguna’s weak points and possible ways of dealing withthem. Maybe the dude should even get time to play golf and take the family out, a few holidays here and there….he should enjoy life, or so I have been thinking. After all, what is the motivation of accumulating all this wealth? The religious fellows like me will even ask “Of what use is it if a man gains the whole world and loses his soul?